Registered Insurance Brokers of Ontario (RIBO) Exam 2025 – 400 Free Practice Questions to Pass the Exam

An unidentified automobile is one whose driver or owner cannot be determined. This means that there is no information available to identify who is responsible for the vehicle, and it could potentially be abandoned or stolen. Option A is incorrect because the question is not referring to insurance coverage. Option B is incorrect because even if the driver cannot be determined, the owner may still be known. Option D is incorrect because the Vehicle Identification Number (VIN) is used to identify a specific vehicle, not its driver or owner.