Registered Insurance Brokers of Ontario (RIBO) Exam 2026 – 400 Free Practice Questions to Pass the Exam

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What type of insurance might individuals need if they are spending an extended period overseas?

Home insurance

Health insurance

Ex-patriot insurance

Individuals spending an extended period overseas often require insurance that is specifically designed to address the unique challenges and risks of living in another country. Expatriate insurance is tailored to meet the needs of individuals who are not residing in their home country for an extended period. This type of insurance typically includes essential coverage such as medical care, emergency evacuations, and repatriation, which are critical for those living abroad, where local health systems may differ significantly from those at home.

While health insurance is relevant, expatriate insurance offers a comprehensive solution that encompasses health coverage along with additional protections specifically for international circumstances. Meanwhile, home insurance is generally focused on protecting property in the home country, and auto insurance typically pertains to vehicles primarily used in the home jurisdiction, making these options less applicable during extended overseas stays.

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