Registered Insurance Brokers of Ontario (RIBO) Exam 2026 – 400 Free Practice Questions to Pass the Exam

The correct choice highlights that a travel health policy typically covers hospitalization and emergency medical treatment in the event of a medical emergency. When traveling, unexpected health issues can arise, and having insurance that caters specifically to emergency medical needs is crucial for ensuring prompt and necessary care. This type of coverage is essential for managing the potential high costs associated with medical treatment abroad, which can quickly escalate without appropriate insurance.

Covering hospitalization and emergency medical treatment directly addresses the primary concern of travelers—access to urgent healthcare. It ensures that individuals can receive the necessary medical attention without the burden of exorbitant out-of-pocket expenses, which is a primary function of travel health insurance.

Other options, while they may seem relevant, do not fall under the typical coverage provided by travel health insurance: airfare for returning home focuses on travel logistics rather than health needs; court costs relate to legal matters that are outside the scope of medical emergencies; and transportation for leisure activities does not pertain to medical coverage at all.