Registered Insurance Brokers of Ontario (RIBO) Exam 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 475

What best defines an unidentified automobile in terms of liability?

It doesn’t have a license plate

It is stolen

Its driver cannot be identified

An unidentified automobile, particularly in the context of liability, is best defined by the inability to identify the driver. This situation often occurs in cases of hit-and-run accidents where the driver flees the scene, leaving the vehicle untraceable. In such scenarios, the focus is on determining liability for damages or injuries caused, which hinges on whether the driver can be identified.

While a vehicle without a license plate, one that is stolen, or one with expired insurance might present specific legal or insurance-related challenges, they do not encapsulate the broader legal concern pivotal to the definition of an unidentified automobile in liability matters. Identifying the driver is crucial for resolving liability, as this directly influences the accountability for any harm caused. The focus on driver identification highlights the need for clarity in liability cases, reinforcing why this option accurately defines an unidentified automobile.

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It has expired insurance

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