Registered Insurance Brokers of Ontario (RIBO) Exam 2026 – 400 Free Practice Questions to Pass the Exam

Section 7, Physical Damage to Own Automobile Coverage, specifically states that the insurer agrees to indemnify the name insured, meaning the person or entity listed as the main driver on the insurance policy. Option A is incorrect because it only applies to occupants of the vehicle, not the driver. Option B is incorrect because it also only applies to those driving with consent, not the main driver listed on the policy. Option D is incorrect because it encompasses both options A and B, but not the specific name insured outlined in Section 7.